Estimate your potential plan savings and out of pocket Rx costs
How does the tool work? The Retiree Savings Calculator provides a customized financial estimate of your future health insurance costs. Many PSHB plans waive deductibles and copays for medical services when you have Original Medicare (Parts A and B) as primary, but you still need to consider your other out of pocket costs when choosing the right plan for retirement. These costs include your PSHB premium, Medicare Part B premium and your prescription costs. By providing personalized values of your premium and prescription drugs, this tool will offer a cost estimate of your Aetna Medicare Advantage plan savings.
Your plan savings results
Below you'll find a side-by-side plan savings table. If you have any questions, we're here to talk you through it. Contact us now »
 Your Current Plan |
 Aetna Medicare Advantage |
 Average PSHB Plan (The National Average) |
|
|---|---|---|---|
| Drug Tier 1 | $2 | Up to $10 | |
| Drug Tier 2 | $10 | Up to 30% or more | |
| Drug Tier 3 | $40 | Up to 50% or more | |
| Drug Tier 4 | $75 | Up to 30% or more | |
| Drug Tier 5 | 25% up to $350 | Up to 30% or more | |
| 2025 Premium | $ | $ | $ |
| (+) Medicare Part B Premium | $ | $ | $ |
| (+) Medicare Part B Premium Reduction | $ | ||
| (+) Member Rx OOP | $ | $ | $ |
| TotalOP | $ | $ | $ |
The calculations provided above in the Retiree Savings Calculator are only estimates and use national averages. Please refer to your plan's federal brochure to confirm your benefits and actual costs of the plan.
You could be saving with
Aetna Medicare Advantage!
Learn more about the Aetna Medicare Advantage Plan built for Postal Service retirees like you.
You'd save: $
By choosing Aetna Medicare Advantage
vs.
Your Current Plan
vs.
Your Current Plan
You'd save: $
By choosing Aetna Medicare Advantage
vs.
the Average PSHB Plan
vs.
the Average PSHB Plan
* Assumes a single annual income up to $103,000 or a joint annual income up to $206,000. This premium increases as income increases. Medicare costs shown are 2025 amounts and are subject to change. Check with the Centers for Medicare & Medicaid Services (CMS) for your exact Medicare Part B premium rate.
Disclaimer:
This is a brief description of the features of this Aetna health benefits plan. Before making a decision, please read the plan's applicable postal service brochure(s). All benefits are subject to the definitions, limitations and exclusions set forth in the postal service brochure. Plan features and availability may vary by location and are subject to change. Pharmacy clinical programs such as precertification, step therapy and quantity limits may apply to your prescription drug coverage. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services. For more information about Aetna plans, refer to AetnaFedsPostal.com
Aetna Medicare is a HMO, PPO plan with a Medicare contract. Enrollment in our plans depends on contract renewal. The formulary, provider and/or pharmacy network may change at any time. You will receive notice when necessary.
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