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Aetna Saver Plan

A low cost, easy to use plan


2025 Biweekly rates for zip code 20002

These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the PSHB Program website or contact the agency which maintains your health benefits enrollment.

Table of rates.
Open Access® HMO - High Option Code Biweekly Premium
Self Only: HXD $69.06
Self +1: HXF $145.14
Self & Family: HXE $158.05

Your 2025 benefits

Plan Details - In network only You Pay
Preventive care $0
Routine Physical $0 (one per calendar year)
Deductible $1,000 (self only)/$2,000(self plus one or self and family)
Primary care visit 30% after deductible
Specialist visit 30% after deductible
CVS Health® Virtual Care™ $55 until the deductible is met; $0 after deductible for general medical
MinuteClinic® or Walk In clinic $0
Maternity 30% after deductible
Prenatal Care $0
Hospital Care 30% after deductible
Inpatient hospital 30% after deductible
Outpatient surgery 30% after deductible
Emergency room 30% after deductible
Urgent care center 30% after deductible
Lab/X-ray/diagnostic services 30% after deductible
Prescription drugs
(for a 30-day supply at a retail pharmacy)
See AetnaFedsPostal.com/pharmacy for participating pharmacies.
After deductible
Preferred Generic drugs $10
Preferred Brand-name drugs 50%

Your plan requires the use of generic medication when a generic equivalent exists.


Aetna Medicare Rx offered by SilverScript® for eligible Medicare members

Members with Medicare Part A and/or Parts B primary will be automatically enrolled into the Aetna Saver Plan with Aetna Medicare Rx offered by SilverScript. This is a Medicare Part D prescription drug plan option offering significant savings in prescriptions costs. See benefits below.

Aetna Saver Plan with Aetna Medicare Rx offered by SilverScript benefits

Table of rates.
Retail pharmacy (30-day supply of a covered drug) with Aetna Medicare Rx offered by SilverScript Preferred Generic: $0
Generic: Preferred $5; Standard $6
Preferred Brand: $45
Non-Preferred Brand: $100
Specialty: 25%; max $600
Mail order pharmacy or CVS Pharmacy® (90-day supply of a covered drug) with Aetna Medicare Rx offered by SilverScript. See AetnaFedsPostal.com/pharmacy for a listing of all participating pharmacies. Preferred Generic: $0
Generic: Preferred $10; Standard $12
Preferred Brand: $90
Non-Preferred Brand: $200
Specialty: Limited to one month supply
Out of Pocket Maximum for prescription drugs Once you pay $2,000 in out of pocket costs for covered prescription drugs, you will pay $0 for covered prescription drugs for the remainder of the calendar year. This $2,000 will also apply to the medical plan’s total calendar year out-of-pocket maximum.

You might save by using mail order or CVS Pharmacy. You'll pay only two copay amounts for a 90-day supply.


Aetna Medicare Rx Resources and Contact Information

Call Members Services at 1-833-251-9749 (TTY: 711), Monday through Friday, 8 AM to 8 PM ET or go online at AetnaRetireeHealth.com/PSHBP


Why choose the Aetna Saver plan?

  • Large nationwide Aetna Network
  • 24 hour / 7 days a week access to doctors with CVS Health Virtual Care
  • No referrals to network specialists
  • Discounts on eyewear, LASIK laser eye surgery, gym memberships, massage, acupuncture, weight-loss programs and more

Aetna and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are part of the CVS Health® family of companies.

This is a brief description of the features of this Aetna health benefits plan. Before making a decision, please read the Plan's official brochure(s). All benefits are subject to the definitions, limitations, and exclusions set forth in the Federal brochure. CVS Virtual Care™ services are only available in the USA. Limitations may apply based on services and location.

For a complete list of other participating pharmacies log in to your member website to use our provider search tool. Includes select MinuteClinic services. Not all MinuteClinic services are covered. Please consult benefit documents to confirm which services are included. This benefit is not available in all states. For your best health, we encourage you to have a relationship with a primary care physician or other doctor. Tell them about your visit to MinuteClinic, or MinuteClinic can send a summary of your visit directly to them. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services.

DISCOUNT OFFERS ARE NOT INSURANCE. They are not benefits under your insurance plan. You get access to discounts off the regular charge on products and services offered by third-party vendors and providers. Aetna makes no payment to the third parties — you are responsible for the full cost. Check any insurance plan benefits you have before using these discount offers, as those benefits may give you lower costs than these discounts. Discount vendors and providers are not agents of Aetna and are solely responsible for the products and services they provide. Discount offers are not guaranteed and may be ended at any time. Aetna may get a fee when you buy these discounted products and services. Vision care providers are contracted through EyeMed Vision Care. LASIK surgery discounts are offered by the U.S. Laser Network and Qualsight. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services.

Pharmacy clinical programs such as precertification, step therapy, and quantity limits may apply to your prescription drug coverage. Aetna's Drug Guide is subject to change. Information is believed to be accurate as of the production date; however, it is subject to change.


New hires have 60 days to choose benefits.

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